WILL CAR INSURANCE COVER ME AFTER A PEDESTRIAN ACCIDENT?

pedestrian crossing sign at crosswalkMany people think car insurance only covers victims of car accidents that were inside a motor vehicle when the crash occurred. But pedestrians injured in motor vehicle accidents are also covered. Car insurance should also cover the medical expenses and lost wages of pedestrians injured by vehicles, whether they were walking in a crosswalk or street or through a parking lot at the time of the incident.

If you were injured in a pedestrian accident, William Mattar law offices can help. We will fight to get compensation for your injuries and accident-related expenses. To schedule an initial consultation or to speak with an accident attorney, dial (844) 444-4444 or fill out our free online consultation form.

GETTING BENEFITS FOR THE ACCIDENT

Receiving benefits for your medical bills and other out-of-pocket expenses is likely a top concern following your pedestrian accident. If you were injured as a pedestrian, you might be able to receive what’s known as “No-Fault insurance coverage” in the state of New York.

New York is a No-Fault insurance state, meaning those involved in a motor vehicle crash are generally entitled to compensation regardless of who was at fault. Through this law, injured pedestrians who were struck by insured drivers are eligible to receive payment for specific expenses. Accident victims who qualify for No-Fault insurance benefits include pedestrians struck by drivers, drivers and passengers, and bicyclists. Typically, if you are a pedestrian injured by a motorist, you will receive this coverage through that motorist’s car insurance policy if they are insured.

For those injured pedestrians who lack no-fault insurance coverage, victims injured in hit-and-runs or by uninsured drivers may apply for benefits through the Motor Vehicle Accident Indemnification Corporation.

WHAT DOES NO-FAULT COVERAGE PAY FOR?

As mentioned, No-Fault insurance coverage can pay for an injured pedestrian’s medical expenses and lost wages. But there are several different types of expenses and stipulations within these categories. Using No-Fault coverage, you may be able to receive reimbursement for:

  • Medical care, including hospital, surgical, dental, X-ray, physical therapy, and medical transportation;
  • Lost income up to 80 percent of your average weekly earnings, or up to $2,000 a month, whichever is less; and
  • Other expenses related to your accident injury, such as transportation to and from medical treatment.

There is a strict deadline for applying for No-Fault insurance coverage, so it’s important not to wait and risk missing out on crucial benefits. Contact a pedestrian accident attorney at William Mattar today who can help you get started on your insurance claim.

SEEING A DOCTOR AFTER A PEDESTRIAN ACCIDENT

Injury victims should consider seeing a medical provider so that they can get the care they need.

In some cases, injury victims may need to undergo an independent medical examination (IME) wherein a representative of the no-fault insurance carrier will conduct a physical exam.  An attorney can help explain the important differences between treating doctors and independent medical examiners.

CONTACT A PEDESTRIAN ACCIDENT ATTORNEY TODAY

As a pedestrian, you have rights. And at William Mattar, our personal injury lawyers want to stand up for your right to compensation for your accident-related expenses. Contact us 24/7 to get the experienced help you deserve.