Supplemental Underinsured Motorist Coverage

In New York, the minimum required car liability bodily injury coverage is $25,000 per person and $50,000 per accident. But what happens when the cost of damages and injuries exceeds the amount covered for bodily injury by the at-fault party’s insurance?

Supplemental underinsured motorist coverage (SUM) insurance may be available to provide additional bodily injury coverage for injured victims of motor vehicle accidents when the responsible party does not have enough insurance.

Uninsured Motorist Coverage

It’s against the law for a vehicle to be without car insurance, yet some drivers in New York still drive without it. Uninsured motorist insurance (UM) is designed to cover an accident victim’s personal injuries when the at-fault party has no insurance.

Don’t Wait, Call Today

When a car accident occurs, the insurance company usually requires written notification of a possible claim within a limited time frame. A qualified accident lawyer from William Mattar Law Offices can help explain paperwork and review the insurance policy guidelines. Call (844) 444-4444 or complete a free initial consultation form today.