Glossary: Bodily Injury

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Posted: May 19, 2022

Bodily Injury:

If you’ve purchased auto liability insurance or have attempted to make a third-party claim after an accident, you have likely heard of the term bodily injury, which refers to any sort of physical injury to the body.

Bodily injury normally includes bodily harm, sickness, or disease, including resulting in death.

Types of Bodily Injury

Some common types of bodily injury include:

Cuts and abrasions
Broken bones
Spinal cord injury
Traumatic brain injury
Soft tissue injury
Internal injury/ bleeding
Burns

What Is Bodily Injury Liability?

Bodily injury liability coverage is a type of liability insurance coverage that is offered in auto and other types of insurance policies. If an individual suffers an injury due to an accident caused by someone else’s negligence, that individual should seek compensation for medical expenses, wage loss, and pain and suffering.

The minimum amount of bodily injury coverage a driver is supposed to have varies from state to state. In New York, the minimum amount of bodily injury coverage is $25,000.00. Although drivers do have the option to purchase additional coverage, some drivers only get as much coverage as they are required to get.

What Type of Compensation Is Available for Bodily Injury?

If you have been injured in an accident because of another’s negligence, you can seek compensation from the at-fault party’s bodily injury liability coverage for damages which can include:

Medical expenses
Wage loss
Loss of future earning capacity
Physical pain and suffering
Emotional distress

Hurt in a Car? Call William Mattar.

If you suffered a bodily injury in an accident in or near the New York communities of Buffalo, Rochester, Williamsville, Syracuse, Albany, New York City, or Long Island, an experienced personal injury lawyer from William Mattar, P.C. can help you understand the process of seeking compensation for the expenses and impact of your injury.

For a free case evaluation, contact us online or by calling 844-444-4444.