Glossary Blog

Insurance Limits: Generally speaking, insurance limits establish the maximum amount that an individual’s auto insurance policy may pay out for personal injury claims following a motor vehicle accident. Thus, in […]

Supplemental Uninsured/Underinsured Motorist Coverage: Supplemental uninsured/underinsured motorist (SUM) coverage may be helpful in situations where someone’s injuries are more serious than the amount of available bodily injury liability insurance coverage […]

Traffic Control Devices:  Traffic signs, traffic lights, pavement markings, and other similar devices help maintain order on roadways by guiding the flow of motor vehicle, bicycle, and pedestrian traffic. These […]

Limited-Use Motorcycle The New York Vehicle and Traffic Law defines a “limited-use motorcycle” as a “limited-use vehicle having only two or three wheels, with a seat or saddle for the […]

Venue:  The term “venue” generally describes the place where a civil trial is conducted.  New York law provides that, except where otherwise stated by law, “the place of trial shall […]

Workers’ Compensation:  If a New York employee is injured by a third party in a car accident while in the scope of employment, that employee will likely have to put […]

Assumption of Risk:  Under New York law, “the culpable conduct attributable to the [plaintiff] . . . including contributory negligence or assumption of risk, shall not bar recovery.” New York […]

Named Insured:  A named insured is a person or entity specifically mentioned in an insurance policy.The named insured, or insureds, can normally be identified on the “declarations page.” The named […]

Out-of-Court Settlement: An out-of-court settlement can include settlements that are made before the injured person has to file a lawsuit. These sorts of settlements are ideal when the insurance company […]