Glossary: Physical Therapy

by William Mattar | June 12th, 2022

Physical Therapy: Section 6731(a) of the New York Education Law defines the practice of physical therapy as: “The evaluation, treatment or prevention of disability, injury, disease, or other condition of health using physical, chemical, and mechanical means including, but not limited to heat, cold, light, air, water, sound, electricity, massage, mobilization, and therapeutic exercise with […]

Glossary: Liability- Impact on Car Accident Claim

by William Mattar | June 10th, 2022

Liability: Impact on Car Accident Claim An important aspect of any personal injury lawsuit is proving that another person’s negligence caused or contributed to your injuries. Car accident liability is a critical consideration when determining how to achieve maximum compensation for your injuries.  The issue of liability can be relatively simple, or confusing and complex […]

Glossary: Bodily Injury Insurance Adjuster

by William Mattar | June 6th, 2022

Bodily Injury Insurance Adjuster: A bodily injury insurance adjuster  is an insurance claims professional who investigates, evaluates and attempts to settle certain insurance claims brought by third parties They are also known as insurance adjusters, insurance claim adjusters or simply, adjusters. These individuals are responsible for adjusting bodily injury claims brought by others. Bodily injury […]

Glossary: Claim

by William Mattar | June 3rd, 2022

Claim: An insurance claim is a formal notification to your insurance provider that you have been involved in an accident. Usually, a claim is made after an accident covered by the policy has occurred. In essence, by making a claim you ask your insurance company to provide insurance coverage. An insurance agreement is a contract. […]

Glossary: Field Adjuster (Property Damage)

by William Mattar | June 1st, 2022

Field Adjuster (Property Damage): A field adjuster, usually an employee of an insurance company, helps evaluate the damages suffered during an accident, including both personal and property damages, and offers an estimate of that damage that will help indicate the compensation that the liable party deserves. Often, the field adjuster will come out and take […]

Glossary: Emergency Medical Condition

by William Mattar | May 28th, 2022

Emergency Medical Condition: According to, an emergency medical condition includes “an illness, injury, symptom or condition so serious that a reasonable person would seek care right away to avoid severe harm.” An emergency medical condition could impact the long-term health of the individual if not treated as soon as possible. An emergency medical condition […]

Glossary: Medical Expenses

by William Mattar | May 25th, 2022

Medical Expenses: Medical expenses include costs associated with diagnosis and treatment after an injury. Common medical expenses include: Ambulance ride  Emergency department visit Diagnostic tests Hospitalization Prescription drugs Physical therapy Occupational therapy Surgery A stay at a rehabilitation center In-home care According to data released by the Centers for Disease Control and Prevention (CDC), 2.5 […]

Glossary: Damages

by William Mattar | May 23rd, 2022

Damages: Damages can include compensation awarded to a plaintiff after a car accident lawsuit or a pedestrian accident lawsuit. Damages are normally compensatory in nature; their purpose is to restore the injured person to the place they were in before the accident. In order to understand the damages you may deserve after an accident, you […]

Glossary: Bodily Injury

by William Mattar | May 19th, 2022

Bodily Injury: If you’ve purchased auto liability insurance or have attempted to make a third-party claim after an accident, you have likely heard of the term bodily injury, which refers to any sort of physical injury to the body. Bodily injury normally includes bodily harm, sickness, or disease, including resulting in death. Types of Bodily […]

Glossary: Accident

by William Mattar | May 17th, 2022

Accident: An accident is an unfortunate and undesirable incident that occurs unexpectedly and unintentionally. An accident can cause severe injuries, death, harm, and damage. NHTSA shows that around 31,720 people died from road crashes in 2021 between the months of January and September, an approximately 12% increase when compared with the first nine months of  […]