Who is Responsible After a Rental Car Accident? 

by William Mattar | January 10th, 2022

Young man in car upset after car accidentA rental car accident can be stressful and disorienting. After assessing the situation, you may wonder who is responsible for the rental car and paying for damages? 

When you rent a vehicle, you must exercise due care to maintain the vehicle. If you get in a crash, what happens next will depend on who is at fault for the accident and what insurance coverage is available. Continue reading to learn more about rental car accidents. 

Does it Matter Who is Liable for a Rental Car Accident? 

After a rental car accident, you may need to file an insurance claim with the applicable insurance companies, which can include the insurance company for the rental car and the insurance company which insures your own personal vehicles, or vehicles in your household. If another driver caused or contributed to the accident, you may want to consider filing a claim with that driver’s insurance company, as well. Sometimes it is difficult to identify the applicable insurance companies. An experienced car accident attorney can help you figure out which insurance companies require notice, and what paperwork needs to be filed.  

What Are My Insurance Options After a Rental Car Accident? 

Your options for insurance coverage can vary depending on the circumstances. Insurance coverage after a rental car accident can include personal auto insurance, rental car company insurance, and the insurance company of the at-fault motorist. An experienced attorney can help to identify and notice the various insurance companies and establish the hierarchy of coverage. In other words, which insurance company pays first.  

Rental car companies must generally offer the minimum state-mandated insurance coverage as part of the rental contract. The renter will, in most instance, have the option to purchase enhanced coverage (with a higher limit of coverage) for an increased premium payment.   

Contact a Car Accident Attorney Today 

If you have been injured in a rental car accident by a negligent driver, contact William Mattar P.C. Our experienced accident attorneys help accident victims obtain maximum compensation. Schedule a free initial consultation today. Just call (844) 444-4444 to speak to a team member or complete our free online consultation form.